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David Andrews: Michele Wells:

Manulife Securities related companies are 100% owned by The Manufactures Life Insurance Company (MLI) which is 100% owned by the Manulife Financial Corporation a publically traded company. Details regarding all affiliated companies of MLI can be found on the Manulife Securities website www.manulifesecurities.ca. Please confirm with your advisor which company you are dealing with for each of your products and services. Stocks, bonds and mutual funds are offered through Manulife Securities Incorporated. Insurance products and services are offered through Focused WealthCare Services Inc.. Banking products and services are offered through referral.

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